Miami Insurance Coverage Lawyer

Miami Insurance Coverage Attorney

When you file an insurance claim, the insurance company has created a system to process your claim that requires you to deal with insurance adjusters. From the very beginning of the claims process, you are at a disadvantage because the insurance company is trying to minimize the amount of money paid on the claim. A Miami insurance coverage lawyer can protect your rights through the insurance claim process.

When filing an insurance claim in Miami, you should have every legal advantage that the insurance company has. An experienced lawyer representing you and assisting in the claims filing process can be invaluable.

Why Trust the Law Office of Laurence M. Krutchik, P.A.

Insurance carriers are in the business of making profits. If you are seeking compensation through an insurance claim, the carrier may try to take advantage of you if you do not have legal representation. The Law Office of Laurence M. Krutchik, P.A. has helped many clients successfully navigate the insurance claim process by being a staunch and unwavering advocate for our clients.

Our managing partner has a decade of experience working at top-level insurance defense firms, so he knows the tactics insurance companies use to minimize settlement offers. Our law firm has a strong reputation for adhering to ethical standards in any case we accept.

When possible, we are committed to resolving disputes in an amicable manner. If needed, we are prepared to aggressively litigate on your behalf. We can bring our many years of civil litigation experience to the benefit of your case, and we will do everything we can to achieve a positive outcome.

FAQs

Q: Can You Sue an Insurance Company in Florida?

A: Whether for property insurance, automobile coverage, or another form of insurance, it is possible to sue an insurance company in certain circumstances. This option often arises when the policyholder believes the insurance company has wrongfully denied a claim or failed to meet its contractual obligations. You can confer with an attorney if you believe you have grounds to sue your insurance company.

Q: What Is the 90-Day Rule for Insurance Claims in Florida?

A: There are multiple rules governing insurance in Florida that involve 90 days. One 90-day rule governs the time frame an insurance company must not cancel a property insurance policy after hurricane damage has been repaired. This applies to both commercial and residential property insurance policies.

Q: What Is the Bad Faith Law in Florida?

A: Florida’s bad faith law protects policyholders from insurance companies that fail to act fairly when handling claims. Under Florida Statutes, insurers are required to engage with policyholders in good faith. They can only deny a valid claim on reasonable grounds. Intentionally offering low settlements could be seen as acting in bad faith.

Q: Are Insurance Attorneys in Florida Required to Have Malpractice Insurance?

A: As with insurance companies, attorneys are expected to act in good faith with their clients. Clients can sue their lawyers for malpractice. Attorneys often carry malpractice insurance to protect them from liability if they are sued. When attorneys breach their fiduciary duty to a client, that can open them to a legal claim.

Q: Should I Contact the At-Fault Driver’s Insurance Carrier Directly?

A: You can contact the at-fault driver’s insurance company directly, but they may try to glean information from you that could be used against you. They may also pressure you into accepting a settlement that does not provide the compensation that you are owed. One way to avoid these risks is by allowing your attorney to handle the negotiation process on your behalf.

Schedule Your Insurance Consultation Today

If the insurance company is treating you unfairly or has denied coverage, do not waste time trying to explain your case to your agent or the adjuster. The insurance companies often have created a system to delay and fight claims. Insurance companies have lawyers on staff and hire additional counsel to advise them. You need the same level of legal representation which LMK Legal can provide. Contact us today to schedule a free consultation with our Miami insurance coverage lawyer.